Start Up Loans

Summary:

All owners or partners in a business can individually apply for up to £25,000 each, with a maximum of £100,000 available per business. 

Eligibility criteria:

To be eligible to apply for a Start Up Loan, those applying must meet the following criteria:

  • Be a current UK resident.
  • Be 18 years of age or older.
  • Be starting a new business or have been trading for up to 36 months.
  • Have the right to work in the UK with their business based in the UK.
  • Be unable to secure finance from other sources (self-declaration is ok).
  • The type of business and reason for wanting the loan is eligible under the terms of the scheme.
Additional information:

Enterprise NI is the Business Support Partner delivering Start Up Loans, on behalf of British Business Bank, in Northern Ireland.

A Start Up Loan is a personal loan for business purposes for a term of 1 to 5 years at a fixed rate of 6% per annum.

Applicants must be aged 18 or over at the time of the application. A credit check will be completed.

  • All owners or partners in a business can individually apply for up to £25,000 each, with a maximum of £100,000 available per business.
  • The average loan amount is £9,295.
  • Fixed interest rate of 6% p.a.
  • One to five year loan repayment term.
  • Free application support.
  • Free post-loan support and mentoring.
  • Free templates and guides.
  • No application or set-up fees.
Support organisation:
  • Enterprise Northern Ireland
Phone:
0344 264 2600
Search for other business support:

Search the Business Support Finder