Bank finance

Whether you are starting or expanding a business, you may need to seek financial help from an external source.

Banks offer short- and long-term debt finance via loans and overdrafts as well as other types of finance. These are available by application to any high street bank, usually involving a quick decision process. See types of bank finance for businesses. 

This guide looks at the different types of bank financing available to businesses, and the advantages and disadvantages of borrowing from a bank. It provides guidance on loans and overdrafts and how to choose a bank and finance option that is best for you. You will also find details on credit scoring, loan guarantees and security, and European Investment Bank funding.